A Pre-Paid Funeral Plan is a funeral that has been planned and paid for prior to death – in short, you are paying for your funeral at today’s prices and indicating your preferences for elements of the service.
Often the client would pay a Funeral Director or one of the many Pre-Paid Funeral Plan Service Providers in advance for their funeral. The fee you pay today, will be retained by the Funeral Director or Pre-Paid Funeral Service Provider to cover the cost of your funeral when you pass on.
Depending on the Pre-Paid Funeral Plan selected, the majority of the plans would typically include collection of the deceased from hospital or home and pre-funeral preparation of the body, a coffin, use of the hearse and other cars for the family to travel to and from the church and graveyard or crematorium.
Pre-Paid Funeral Plans can be tailored to meet your wishes and there are other services and options that can be included in addition to the core services detailed above. Given this, it is recommended, that clients research the market thoroughly to get exactly the right plan for them at the most competitive price.
Will Instructions Ltd offer a comprehensive Pre-Paid Funeral Planning Advice service and can help you find the right plan for you.
Given the ever-increasing cost of Funerals, if you can afford to buy a funeral plan now (i.e. you have surplus capital or excess income) then a pre-Paid Funeral Plan can be a very cost-effective means to pay for your funeral – ultimately you can either pay now or the cost will be deducted from your estate when you die. Pre-Paid Funeral Plans can be paid by lump sum or often by instalments.
In our experience, feedback from families of the bereaved is that they appreciated their loved ones having pre-planned their funerals, freeing them the uncertainty and indecision over what would have been their wishes and having to make decisions at a difficult time when they themselves are grieving.
If you cannot afford a Pre-Paid Funeral Plan at this point, then there is nothing stopping you from planning your Funeral now to help your executors and family put in place your wishes when the time comes.
To help plan your funeral, please click here to receive our FREE Funeral Plan template available for you to use. We would suggest keeping the completed plan with your Will and making your loved ones aware of your wishes.
Interested in a Pre-Paid Funeral Plan?
If you would like to know more about our Pre-Paid Funeral Planning Advice Service or to discuss Pre-Paid Funeral Plans in general, please contact us and we would be happy to chat through with you and answer any questions you may have.